What is RamMudra digital gold?
RamMudra is IGM’s blockchain-enabled digital gold platform. Every unit is backed by physical gold held with a custodian, with ownership recorded on blockchain and 24x7 redemption.
Is RamMudra backed by real physical gold?
Yes. Every RamMudra unit is linked to securely stored physical gold with a custodian, giving users clear visibility into pricing, purity, storage, and ownership.
What is a gold-backed stable token?
A gold-backed stable token is a digital unit whose value is anchored to physical gold, not crypto markets. RamMudra records each token’s ownership on blockchain against custodian-held bullion.
How is RamMudra different from buying gold jewellery?
Jewellery carries making charges, retail markups, and resale haircuts. RamMudra offers direct gold value with transparent pricing, custodian-verified purity, no storage risk, and coin redemption on demand.
RamMudra vs other digital gold apps — what’s different?
RamMudra adds blockchain-recorded ownership, a physically backed token model, 24x7 bank redemption, physical coin delivery, and integration with IGM’s full gold ecosystem, not just an app wallet.
Is RamMudra better than a Gold ETF or Sovereign Gold Bond?
ETFs need demat accounts and market hours; SGBs lock funds for years. RamMudra allows small, flexible purchases, 24x7 redemption, and physical coin conversion with no demat or lock-in.
Is RamMudra a cryptocurrency?
No. RamMudra only uses blockchain for transparent record-keeping. Its value tracks the physical gold price backing every unit, not crypto market speculation.
How do I start saving in gold with RamMudra?
RamMudra is built for disciplined gold accumulation. Buy small amounts over time, backed by custodian-held gold. Access the platform through IGM at igmindia.com.
Can I convert RamMudra digital gold into physical coins?
Yes. Digital ownership connects directly to physical coin delivery, so accumulated holdings can be redeemed as pure gold coins ideal for gifting, festivals, and weddings.
How fast can I withdraw money from RamMudra?
Instantly. RamMudra offers 24x7 instant redemption to your linked bank account — no market hours, settlement cycles, or branch visits required.
Can I gift digital gold through RamMudra?
Yes. Gifting, rewards, and consumption-led gold experiences are core to the RamMudra roadmap, digitising India’s tradition of gifting gold at weddings and festivals with verifiable blockchain ownership.
Is digital gold safe in India on RamMudra?
RamMudra is built trust-first: custodian-held physical gold backs every unit, blockchain records every transaction, and users see pricing, purity, storage, and ownership transparently.
Where is the gold behind RamMudra stored?
The backing gold is kept securely with the custodian in professional vaulted storage — the industry-standard safeguard separating credible digital gold platforms from unbacked promises.
Why does RamMudra use blockchain instead of a normal database?
Databases can be edited silently. Blockchain makes ownership records tamper-evident and independently verifiable, turning “trust us” into “verify it.”
Is RamMudra good for long-term gold investment?
Yes. RamMudra’s savings-oriented model is designed for disciplined accumulation and long-term ownership, while 24x7 redemption keeps your gold fully liquid at all times.
